An employee typically receives the option of continuing insurance through COBRA within two weeks of the insurance company being notified of the qualifying event. See this article for more information. What is Federal COBRA? Kaiser is a large, private-sector, non-church related employer. The Department of Labor says COBRA doesn't apply to private-sector employers with less than 20 employees, though some state laws apply an identical rule to smaller companies. Contact your COBRA Administrator to determine if an employee is eligible. Kaiser’s health plan was subject to the COBRA law; it had to offer me COBRA continuation coverage. Federal COBRA is a federal law that lets you keep your group health plan when your job ends or your hours are cut. The Department of Managed Health Care does not administer Federal COBRA or Cal-COBRA benefits. Each state has rules for COBRA eligibility based on how long employees were enrolled in coverage before termination. The COBRA law gives people in certain situations an option to keep workplace health insurance for a while longer if they can’t get coverage in other ways. Review COBRA Coverage. COBRA is a law (It is not an endorsed insurance plan or company). Family members may also apply regardless if there is a divorce or a child who has reached the age of adulthood. Churches and some religious organizations are exempt. Answers and comments provided on COBRAinsurance.com website are general information and are not intended to substitute for informed professional medical, psychological, tax, legal, investment, accounting, governmental, or other professional advice. Answers and comments provided on COBRAinsurance.com website are general information and are not intended to substitute for informed professional medical, psychological, tax, legal, investment, accounting, governmental, or other professional advice. Learn more about this law here. But when I quit my job working at a Kaiser Permanente hospital, I was eligible for COBRA health insurance. Federal COBRA and Cal-COBRA. The .gov means it’s official. The federal government's many branches and agencies aren't covered by COBRA, though state and local governments are. Federal government websites often end in .gov or .mil. However, COBRA coverage is not available for employees who lose coverage when their company goes out of business. COBRA is a law (It is not an endorsed insurance plan or company). Before sharing sensitive information, make sure you’re on a federal government site.